Credit Analyst Career Research and Resources

WASHINGTON MUTUAL

Accounting & Finance - Credit Analyst - Dedham, MA

Tasked with manually underwriting conventional mortgage loans for retail division of bank’s northeast regional Loan Fulfillment Center. Reviewed, approved, and or denied client applications for products to include Low Doc, Interest Only, Affordable, Jumbos, Streamline, ARM and Fixed Rate, and Non-Traditional Credit loans; managed multiple loans for individual borrowers, loans for self-employed clients, Lot Loans, AUS, and R...

Avg. Salary: $73,000   ·    Company Rank: Not Available

MIT Lending/MortgageIt

Accounting & Finance - Credit Analyst - Needham, MA

Diligently supported all underwriting activities of wholesale division providing clients with product options including ALT-A, Reduced Doc, SISA, Fannie, and Freddie. Utilized software and manual underwriting tools and methods to prepare documentation for Interest Only, Option Arms, Jumbo and niche products, piggy back seconds / HELOCS, and stand-alone second lien products.. Key Contributions: • Lending authority of $650,00...

Avg. Salary: $73,000   ·    Company Rank: Not Available

HEADWAY CORPORATION

Accounting & Finance - Credit Analyst - New York City, NY

Concurrent with graduate education, contracted with companies including GE Mortgage Insurance Company (now d.b.a. Genworth) to underwrite conventional wholesale and retail mortgages loans of up to $650,000. . Ensured compliance of all applications with mortgage insurance requirements necessary for lender programs. Lending Authority $650,000.

Avg. Salary: $73,000   ·    Company Rank: Not Available

UNITED GUARANTY

Accounting & Finance - Credit Analyst - Quincy, MA

Concurrent with graduate education, contracted with companies including GE Mortgage Insurance Company (now d.b.a. Genworth) to underwrite conventional wholesale and retail mortgages loans of up to $650,000. .and MI insurance. Ensured compliance of all applications with mortgage insurance requirements necessary for lender programs. Lending Authority $650,000

Avg. Salary: $73,000   ·    Company Rank: Not Available

Private UW Contract Service, Woburn, MA (name withheld per client request) September-October 2012 and MSA Mortgage, LLC,

Accounting & Finance - Credit Analyst - Woburn/Winthrop, MA

Underwriter for conventional, jumbo and HARP loans for various correspondent investors and brokered loans. Digitally review for regulatory compliance, underwriting requirements and specific investor overlays to ensure high quality final approval packages for the target investor. Approve, suspend or deny applications. Review the file for possible fraud, inconsistencies, eligibility for the program; Help the sales staff formu...

Avg. Salary: $73,000   ·    Company Rank: Not Available

JPM Chase

Accounting & Finance - Credit Analyst - Baltimore, MD

Consult with borrowers in Chase Homeownership Center who are in default or at risk of delinquency to analyze their financial ability, intent, reason for default and apply retention or liquidation solutions. Initiate loss mitigation workouts according to NPV and /or profit and loss results that are within internal and investor guidelines. Analyze income, tax and credit documents to determine eligibility for FHA, GSE and Pri...

Avg. Salary: $62,000   ·    Company Rank: Not Available

Wells Fargo

Accounting & Finance - Credit Analyst - Columbia, MD

Home Preservation Default Underwriter with Delegation of Authority underwriting for FHA. Analyzed financial documents and credit history to determine eligibility for HAMP, FHA, HUD and Wells Fargo loan modifications. Underwrote permanent and trial modifications and forbearances of delinquent loans. Analyzed tax returns, credit reports, income documents and hardship letters to accurately calculate income and expenses. M...

Avg. Salary: $62,000   ·    Company Rank: Not Available

NVR Inc

Accounting & Finance - Credit Analyst - Gaithersburg/Ellicott City, MD

Sales and Marketing Representative for luxury single family home builder in multiple counties in Maryland. Responsible for Project Management of new construction residential communities.. Initiated site project management, land development and community marketing plans for new construction communities. Developed and implemented marketing plans. Supervised and trained production and sales coordinators in financing, buildi...

Avg. Salary: $62,000   ·    Company Rank: Not Available

Carmen Erwin Limited Real Estate

Accounting & Finance - Credit Analyst - Baton Rouge, LA

Real Estate Sales

Avg. Salary: $62,000   ·    Company Rank: Not Available

Sandy Spring Bank

Accounting & Finance - Credit Analyst - Columbia, MD

Developed new business to business broker relationships and expanded existing broker relationships utilizing professional sales techniques to prospect, identify and meet clients’ needs. Conducted training seminars for Broker loan officers in portfolio, construction draw schedules, real estate construction, conventional and FHA product guidelines. Organized business development activities and events to increase sales and ach...

Avg. Salary: $62,000   ·    Company Rank: Not Available