Description
SUMMARY_______________________________________________________________________________________ Accomplished CFO, VP of Finance, Controller and Treasurer with extensive experience in reducing costs, centralizing processes, and building internal controls in the banking industry. Unique breadth and depth of skills with excellent, project management, compliance, and problem solving analytical capabilities, including developing cost effective solutions to business challenges. Accomplishments__________________________________________________________________________________ * Instrumental in developing and implementing a strategic plan. Involving a detailed three year growth projection. Additionally, prepared detailed analysis of loans, deposits and key operating ratios relative to peers. * Successfully managed service bureau system conversion including the balancing of all loan and deposit accounts. * Developed and tested disaster recovery plan which included table top exercise and disaster walkthrough testing. * Due to high operating expenses relative to industry comps formed expense reduction committee to review operating expenses resulting in a savings of over $50,000. * Decentralized the budget process to make department heads accountable for operating expenses resulting in cost savings. * Enhanced the budget process by creating a rate volume and budget variance analysis. Including written analysis of any variance that was over ten thousand dollars and ten percent variance. * Reallocated the investment portfolio to increase the amount of mortgage backed securities and municipal bonds. Resulting in one percent yield improvement and diversification. * Implemented an account reconciliation program whereby all balance sheet accounts were reconciled in timely manner. This included write off of all items that were over ninety days or approval of items to remain. * Automated the general ledger system to interface with the service bureau. * Increased profitability by developing a commercial loan interest rate pricing methodology. * Automated the call report
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