Description
Experienced with training the client on filling out a borrowing base certificate. Experienced at reviewing borrowing base certificates. * Experienced Asset Based Lending underwriter and Portfolio Manager/ Relationship Manager. * As Portfolio Manager actively involved in identifying and managing deteriorating credit situations in a timely manner. * Portfolio management, including annual and quarterly reviews, covenant compliance, and financial statement tracking. * Reviewed, developed action plans, and sought loan committee approval, negotiated and closed loan agreements and loan modifications. * Liquidated two companies, which resulted in a zero dollar loss to Mark Twain Bank. After the acquisition of Mark Twain Bank I liquidated another company with zero dollar loss for Mercantile Bank. Excellent loan liquidation skills and experience. * Originally hired by Mark Twain Bank. Was given a key man bonus to stay with Mercantile after the acquisition, my second time with Mercantile Business Credit. Assistant Vice President Asset Based Lending Norwest Business Credit 1990 - 1996 * Hired as Auditor, promoted to Audit Manager, promoted to Portfolio Management, promoted to SABLE Business Development, during 6 years at Norwest Business Credit.
Work Experience
COMPANY | POSITION HELD | DATES WORKED |
---|---|---|
(Confidential) | Representative | 1/2015 - Present |