SUMMARY OF QUALIFICATIONS Real Estate Developer/Asset Manager Commercial Real Estate Lending Underwriting Director Commercial Mortgage Lending Operations Sales VP Securities Derivatives Investor-Trader Certified Bus Consultant Registered Investment Advisor/Broker Dealer - Agent Certified Federal Facilitated Marketplace Navigator Corporate manager/entrepreneur with an intricate understanding of how to implement a team approach in maneuvering/negotiating/executing a strategic business plan relative to increasing the top & bottom lines, controlling expenses & implementing cash value hedge/ income operation strategies & market segmentation sales strategies Extensive experience in sales/ budget mgmt./ product marketing/ managing revenue streams of mature & start-up real estate portfolios, small and large businesses on a quarter by quarter/fiscal year basis Tactical Business Skill Sets/Certifications Include: * Professional Sales/Marketing Manager * Commercial Mortgage Underwriter (Non Recourse CMBS, 504/7A, HUD, FANNIE MAE) * 20 Years Experience - Licensed Texas Real Estate Broker/Property & Investment Asset Mgr./Registered Residential & Commercial General Contractor * TDI Certified Long Term Care Partnership Agent * TDI Certified Disability Sales Agent * Cert (ISI) Business Research /Problem Cost Expense Analyst & Consultant -Sales Generation, Fiscal Ops Solutions Marketing Inventory Management & Surety Bond Risk Management * Licensed TDI General Lines Life/Health/HMO/LTC/Annuities - (Class I) * Certified Sentinel 2013 & 14 Medicare-Medigap- Medicare Advantage- Insurance Agent/Multiple States * Certified 2014/2015/2016 Federal Facilitated Marketplace HCR Navigator: Individual & SHOP Licensed Agent

Highlights:

• Futures
• Insurance
• Commodities
• Financial
• ROI
• Securities
• Security
• Call Center
• Consultative Sales
• Data Mining