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Ruslan Karpov 253 Freeborn Street Staten Island, NY, 10306 Cellphone #: (917) 443-2029 S&P Work #: (212) 438-2075 Ruslan_Karpov@standardandpoors.com 04/10/2016 Dear Hiring Manager, I was pleased to learn of your need for an Analyst. I am very willing and prepared to join your team and become an asset to your company. I've had an array of financially geared experience and courses, which include technical analysis, investment analysis, corporate finance, financial markets, financial analysis and techniques in using big data. I've had exposure/experience in credit research, investment analysis, finance analysis and accounting. I would be an ideal candidate for the position you have open because of my extensive experience in a plethora of investment products and product analysis. I have covered, reported and analyzed domestic equities, international equities, fixed income, high-yield fixed income, private equity (mezzanine, venture capital, buyouts), real estate, and a variety of hedge funds (fund of funds). I reported and analyzed on all of these investment products, contributed/maintained on the overall diversification and returns of the fund. I have reported, maintained and analyzed complex financial databases for 1199SEIU - National Benefit Fund, which has $9 billion AUM. Within the National Benefit Fund I have worked with senior level managers, directors and the CIO of 1199SEIU. I developed great experience with computers, an in-depth knowledge of MS Office (advanced Excel), PowerPoint, Word, Access, and Outlook. Advanced knowledge of MS Excel: PivotTables, Pivotcharts, Vlookup, Hlookup, SQL, Excel Macros and data mining. In addition I have assisted in credit analysis arbitration with S&P, I have worked in teams, leading S&P interns? in-group data efficiency projects. The position that is currently available would be a great opportunity to progress and development within your organization. I would love to contribute to your organization with my computer and analytical skills. Aside from operational needs, using excel, excel macros and SQL, I want to develop much simpler and more autonomous methods to help with your analytical/reporting process and needs. I am an extremely hard worker, a quick learner, and I'm just looking for an opportunity to prove myself. Thank you for the opportunity and consideration. Sincerely, Ruslan Karpov