PROFILE: Reliable and result oriented business finance professional with a solid work history as a credit analyst and mortgage processor. Ability to multi-task and prioritize effectively in a fast-paced environment. Displays a positive, approachable, demeanor at all times. Excellent telephone and communication skills. Works well independently and in diverse teams. Proficient in MS Office Suite. CREDIT ANALYST/MORTGAGE PROCESSING EXPERIENCE: Mortgage Processor (Contract position) Home Bridge Financial Services, Iselin, NJ 04/16- 09/16 * Evaluate and assess residential mortgage loan applications as assigned. * Perform a preliminary review of each application for compliance and completeness. * Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed. * Identify any change of circumstance and prepare and deliver any required re disclosures. * Evaluate risk of residential mortgage loan application based on sound underwriting standards. * Image and accurately organize all file documentation to comply with company and industry standards. * Prepare and submit completed loan file to underwriting for decision based on the bank mandated quality control guidelines and investor/ regulatory compliance. * Resubmit loan file to obtain clear to close status and collect prior to closing documents. * Transfer cleared to close file to closing department. * Have current knowledge of TRID, FHA DE approval from HUD * Have knowledge pertaining to the regulations governing mortgage lending * In depth understanding of FHA, FNMA, FHLMC requirements, policies, and guidelines. Mortgage Processor

Highlights:

• Documentation
• Appraisals
• Communication Skills
• Compliance
• Customer Accounts
• Fast-paced Environment
• Financial
• Financial Industry