AND ACCOMPLISHMENTS Underwrote Underwrites complex Commercial Industrial Lines of credit, loans, Asset Based facilities and Letters of Credit for a wide variety of industries including wholesalers, medical healthcare, technology, legal industry, freight forwarders and construction contractors. Have handled over 3,000 relationships. Transferred to Charlotte, NC in mid 2011. Completes quality Credit Application Analysis recommendations and still maintains good productivity. Covers the salient analysis points, risk grades and covenant monitoring. Proposes loan structures for clients that uses creative thinking resulting in a satisfactory solution for all involved. Recognized and rewarded as one who best exemplifies the Bank's Corporate vision and values (quote from the head of Wells Fargo Bank Business Banking in 2008). SBA 7A and 504 loans for Wells Fargo SBA Relationship Managers for start-ups management buy-outs refinancing and growth financing. Reviewed over 65 transactions totaling $29.7MM. Upon assignment of a deal takes full ownership and moves the deal through the process working with all parties involved in a professional and expeditious manner. An effective communicator. Makes it a habit to quickly review a transaction immediately upon receipt to understand the complexities.

Highlights:

• Management
• Banking Industry
• Financial Statement
• Real Estate
• Training
• SBA
• SBA
• SBA
• Compliance
• Logistics
• Banking Industry
• Accounting
• Applications
• Capital Equipment
• Cash Flow
• Cash Flow Analysis
• Banking Industry
• Compliance
• SAN (Storage Area Network)
• Accounting
• Certificate Authority
• Customer Service
• Economics
• Equity