Credit Analyst - 7 Years of Experience - Near 29910

Qualifications Summary Well-rounded Banking / Financial Services Professional and expert Credit Analyst with 15-year career in key lending functions-including commercial underwriting, consumer lending, and financial recovery / collections. Personable and courteous in engaging with clients gathering needed information shepherding loan applications through timely, thorough review and collecting on delinquent accounts. Detail-oriented in reviewing credit histories and various financial records to identify potential lending risks. A self-directed, hardworking, and productive team contributor who remains calm under pressure while handling high work volumes and giving proper attention to multiple concurrent priorities. Eager to apply knowledge and talents in Credit analysis of commercial lending portfolios Underwriting mortgages and lines of credit Regulatory compliance / HMDA reporting General ledger reconciliation / escrow payment tracking Preparing and monitoring construction advances Financial keeping, reporting, and post-closing review Handling delinquent, bankrupt, and deceased accounts Collaborating with attorneys and other strategic partners Project management, organization, and multitasking

Credit Analyst