- Wholesale and Retail Mortgage Sales in Maryland and Virginia Responsible for Underwriting of All Files & File Flow Reviewed appraisals and researched properties per company guidelines Cleared conditions on previously underwritten files. 4 family residential mortgage loans including new purchases and refinances of full documentation and reduced documentation programs. Underwrote and evaluated the data integrity and risk level taking the decision on credit compliance and collateral exceptions noted on closed loans Assisted the other departments and personnel with underwriting questions/procedures whenever necessary. Duties included training and development of new employees second level review of underwriting files working with employees account reps and brokers to solve issues and implementation of new loan processing software and support of employees during rollout and afterwards. Maintained my Underwriting authority which includes the review of title credit income property and pricing. Measured all mortgage loan submissions from loan officers and retail clients for underwriting decisions based on company quality control guidelines and investor/regulatory compliance.

Highlights:

• Retail
• Wholesale
• Sales
• Underwriter
• Quality
• Quality Assurance
• Quality Control
• Underwriting
• Management
• Appraisals
• Mortgage Compliance Quality