SUMMARY OF QUALIFICATIONS Offering a solid professional background encompassing 30 years of direct experience in risk management and mortgage banking: Establish, evaluate, and analyze a credit risk management to overall operations and existing activities ensuring effectiveness and adherence to all corporate goals and objectives Define, establish, and analyze a credit risk based on the customer's credit rating Establish, evaluate, analyze, and develop a mortgage loan program to meet the demands of customers' need Establish, evaluate, and analyze a marketing program with strategic planning. Develop and implement policies and procedures to expand, enhance and upgrade all short and long term operations Strong troubleshooting and problem solving abilities. Pinpoint root cause of problems involving all areas of business and implement appropriate and effective solutions Excellent working knowledge of auditing procedures and techniques and Well developed in both oral and written communication and interpersonal relations skills. Ability to establish and maintain rapport with individuals of various background and experience levels. EXPERIENCE HIGHLIGHTS

Highlights:

• Mortgage
• AMP
• Management
• Recruiting
• Auditing
• Analytical
• Finance
• Bilingual
• Internal Auditor
• Sales