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R. Scott C

Loan Officer - 17 Years of Experience - Near 48104

Occupation:

Loan Officer

Location:

Ann Arbor, MI

Education Level:

Master

Will Relocate:

YES

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Currently, I am an Independent Individual Real Estate Broker in Ann Arbor, MI. As an Independent Real Estate Broker I have flipped residential real estate at a profit and am currently an owner and landlord of two separate properties. However, I am looking to return to Banking and Commercial Lending/Portfolio Management, which has been my area of expertise for over 17 years at both Deutsche Financial Services (subsidiary of Deutsche Bank) and Bank of America. As a Lender and Portfolio Manager, I have demonstrated expertise in driving profitability in challenging markets through new business development, relationship management, financial analysis, credit administration, legal and documentation review, customer service, and complex portfolio management. I have an understanding of the commercial real estate life cycle, from development and acquisition, to portfolio management and disposition. I have strong interpersonal communication skills, with the ability to establish rapport quickly. I am analytical and solutions-driven. In summary, my strengths are stated below. Passion for results, with unwavering commitment to excellence. Accurate and detail-oriented. Exceptional capacity for conceptual thinking, with reputation for exceeding expectations in every position held. History of structuring loans to maximize client yield and minimize bank risk. Vast experience in loan document preparation, funding and discounting of loans, and resolving legal issues. Proven ability to effectively multitask while balancing relationship management and asset quality. Experience training staff to achieve performance excellence. Strong negotiation and collaborative skills to engage and win over stakeholders. Talent for maximizing revenues, and implementing process improvements. Expertise in short- and long-term strategic planning and performance analysis.

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