Commercial Lender - Credit Assessment - 20+ years experience

I am seeking a position that would enable me to utilize my multifaceted skill set to provide true value to either a financial services firm, or a firm with commercial credit area. My resume, attached, reflects my 20+ years as a commercial lender in the middle-market banking industry. Upon reading it, you will note that I have chosen positions that have included both new business development and portfolio management responsibilities. The reason for this is that I possess very strong credit, writing, and organizational skills, as well as marketing (both external and internal) and communication skills. My experience in providing financial partnership to businesses has afforded my exposure to a vast array of industries, from service providing to manufacturing to real estate and beyond, and familiarity with numerous credit products – revolving lines, term loans, documentary and standby letters of credit, and FX and ACH facilities. Over the years, I have needed to analyze credit risk on the macro scale – assessing portfolio, industry and sometimes even sovereign risk, and on the micro scale – in-depth analyses of commercial borrowers for individual relationships. Additionally, I have spent time evaluating other financial institutions, in situations where I have considered extending lines of credit to other credit providers, or where a bank would invest in the commercial paper of finance companies or, most commonly, where a bank would participate with other banks in shared credit facilities.

Loan Officer

Scarsdale, NY