Insurance Technician - Contract insurance to all the agencies, corporations, and municipalities of Puerto Rico, Microsoft Office Word, Excel, Outlook

MILAGROS SAADE ALVAREZ 201 Street DA-5 Valle Arriba Heights Carolina, Puerto Rico 00983 Phone: (787)394-9423 Email: millie2603@yahoo.es SKILLS • Microsoft Office Word, Excel, Outlook. I speak English and Spanish very fluent. • Certifications: Commercial Property, Commercial General Liability and Risk and Management. EMPLOYMENT TREASURY DEPARTMENT 07/97 – Present Insurance Technician We contract insurance of Crime, Umbrella, General Liability, Bond, Property, Fine Arts, Inland Marine and Accident to all the Agencies, Corporations and Municipalities of Puerto Rico. We work with all types of claims: Auto and General Liability. Fiscalize and supervise directly the Insurance Company and the Brokers Insurance. Check Insurance Requirements and Compliance in Contracts. Responsible to the Expiration Record of Third Parties' Policies and assistance in Estimating Maximum Probable Loss, and analyze financial reports evaluate Risk Management Policy, analyze 5 year loss experience and loss projections, verify and evaluate appraisals, check insurance policies and evaluate Risk Management Policy. • We have the responsibility that all the policies of all the insured get paid to June 30. MUNICIPALITY OF CAROLINA 03/95 – 06/95 Financial Analyst • A contract work in which we analyze and adjust financial statement accounts for related government reporting requirements, manage the strategic and financial planning processes by preparing and challenging budgets, operating plans and quarterly forecasts. Responsible to exposure to financial system implementations and experience in developing internal controls, reporting liaison between project managers and senior management in corporate wide cost savings initiative, receive corporate recognition for developing new financial reporting; identifying cost reductions and implementing value-added perspectives regarding supplier payment management. Responsible to review financial statements and analyze sales revenues, costs, expenses, and tax rates for all business units of leading process automation company, develop detailed spreadsheets to identify trends and develop forecasts, consolidate and analyze monthly results and budgets. UNIVERSITY OF PUERTO RICO 08/96 – 07/99 Professor • Responsible to teach courses of Finance, Real Estate, Public Administration. EDUCATION UNIVERSITY OF PUERTO RICO 1995 Bachelor – Business Administration – Finance AWARDS & ACCOMPLISHMENTS • Magna-cumalude • National Honor Society 1992, 1993, 1994, 1995

Insurance Appraiser

Carolina, PR