Financial Specialist

Ann Marie Lay Netcong Heights Apartments Building 5, Apt 1, Netcong, N.J. 07857 (862)258-7042 anniel2532@yahoo.com Qualifications: Loan Mortgage Specialist with 9 years of experience; knowing for being dependable, conscientious, honest, and having a strong work ethic; Ability to work independently as well as part of a team; Willing to handle frequent changes and to maintain confidentiality; Experienced in researching the details and familiar with working with lawyers, realtors, and borrowers, securing all necessary documentation needed for a smooth closing. Expert in using: Mortgage Flex computer systems and knowledge of MS Word. Work Experience: U.S. Mortgage Corporation. Pine Brook, N.J. 2001 to 2009 Loan Processor (2003-2009) • Compiled all documentation verifying that they were complete and passed file onto the underwriter for loan approval. Researching additional conditions if needed by the underwriter. • Worked closely with loan officers and their branches with the processing procedures of files on conventional, FHA and FHA streamline loans. • Prepared and packages loans for submission to our approved investors. • Ordered new title policies and appraisal orders. Experienced in ordering 4506-t, Payoffs of mortgages both 1st and 2nd mortgages. • The ability of ordering verifications of deposits, employments and rental history and subordination. Junior Processor (2002-2003) • Worked closely with a team of loan processors helping them when needed to collect conditions needed to clear the loans. Loan Opener (September 2001-2003) • Receipt of all incoming new loan submissions from our retail branch as well as our outside branch offices. • Requested verification of employments on all of our borrowers Experienced in FHA Connection ordering Caivrs, LDP and GSA lists on our borrowers. • Trained in house staff, and new hires on the details of opening loans. Cross trained in other departments, willing to help out when ever and when ever needed. Mahaffy & Harder Engineering Co. Fairfield, N.J. 1990-1999 Accounts Receivable/Collection Clerk (1994-1999) • Communicated extensively with customers regarding account activity. Responsible for customer invoicing, credits and monthly closing using company computer system. Handled all cash applications and daily check deposits. Customer Service Representative (1990-1994) • Answered incoming phone calls average was 30 per day resolving issues with customers. Maintained strong customer relationships. Education: Drew University, Madison, NJ 2001 BA Economics, Minors: Business Management and Sociology Fund Raiser Events: • Silent Auction and Corporate Sponsorship raised $2,021.00 • Tricky Tray – Christmas in July raised $2,800.00 • Silent Auction and dinner dance

Financial Specialist

Chicago, IL