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Credit Analyst
I am looking to obtain an analytically involved opportunity in the field of Accounting, enabling me to best utilize my strong analytical, financial, organizational, and decision making skills; further enhancing my skills and development.
Credit Analyst
About Me
Industry: |
Accounting & Finance |
|---|---|
Occupation: |
Credit Analyst |
Education level: |
Bachelor |
Will Relocate: |
Yes |
Location: |
Brandon, FL |
Work Experiences
3/2007 - Present
(private)Individual Contributor
- • Assessing the financial risk of commercial applications in order to make a loan origination decision • Analyzing the financial position of businesses by reviewing business credit reports, income statements and balance sheets • Analyzing capitalization and liquidity ratios to assess the financial position for prospective companies • Negotiating contract structures to appropriately meet the needs of our customers and our portfolio • Adhering to internal and external lending policies and procedures • Developing and maintaining strong business relationships with internal and external customers • Responding to customer inquiries regarding processing and funding commercial contracts
2/2006 - 3/2007
JC Penney
Manager
- ∙ Managed operations of up to three divisions, including leadership of as many as two supervisors
∙ Completed monthly benchmarking analysis to create narratives that addressed sales and inventory concerns for assigned divisions and action plans for improvement
∙ Analyzed merchandising reports to recognize trends, and project future sales
∙ Identified sales opportunities through analysis of productivity reports
∙ Effectively planned and organized department activities and events
∙ Analyzed peaks in sales to ensure adequate staffing for assigned divisions
6/2005 - 2/2006
JC Penney
Manager
- ∙ Managed operations of up to three divisions, including leadership of as many as two supervisors
∙ Identified sales opportunities through analysis of productivity reports
∙ Effectively planned and organized department activities and events
∙ Analyzed peaks in sales to ensure adequate staffing for assigned divisions
6/2004 - 6/2005
JC Penney
Manager
- ∙ Managed associates within assigned subdivision
∙ Analyzed merchandising reports to recognize sales trends
∙ Motivated associates to meet individual sales goals
∙ Executed “Set Sell Planners” and “Plan-o-grams”
∙ Ensured customer satisfaction with products and/or services
1/2004 - 6/2004
