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Julie V

fiancial analyst

Occupation:

Credit Analyst

Location:

Bagdad, KY

Education Level:

Bachelor

Will Relocate:

YES

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• Six years experience in management. • Ability to direct complex projects from concept to fully operational status. • Preparation of summary and detailed asset management reports differentiating each portfolio. • Organized, highly motivated, and detailed-directed problem solver • Proven ability to work in unison with staff and all levels of management

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COMPANY POSITION HELD DATES WORKED

AEGON USA (Confidential) 12/1998 - 12/2007
RTA, Inc. (Confidential) 3/1997 - 6/1998
Bank of America (Confidential) 8/1988 - 1/1995
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SCHOOL MAJOR YEAR DEGREE

University of Louisville Finance 1988 Bachelor Degree
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Highlights:

Six years of Supervisory Experience, Portfolio Management

Companies I like:

AEGON, UPS, Brown-Forman, Ford, GE, YUM

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CollapseResponsibilities

• Recommend, implement policy and direct management of default administration, bankruptcies, foreclosures and REO’s for residential and reverse mortgage loan portfolio. • Manage and/or collaborate with staff that performs activities related to residential loan servicing, including customer service, property insurance administration, property tax administration, escrow analysis, private mortgage insurance claims administration, lockbox and loan level accounting. • Evaluate business plans prepared by seller/servicers and approve appropriate loss mitigation strategies. • Review seller/servicer agreements and contracts; analyze financial information for each individual seller/servicers to substantiate continuing eligibility. • Research and review residential servicing requirements to maintain state servicing licensure and compliance with governmental policies and procedures (FNMA, FHLMC, FHA, VA) for AEGON USA Real Estate Services, Inc. • Disposition of residential real estate owned (REO) properties, including obtaining appraisals, brokers price opinions, repair options and market list price; negotiate sales and purchase offers. Thorough review and knowledge of the appraisal process. • Advise internal/external legal counsel in regard to servicing mortgage loan portfolio and borrower/property related legal matters to ensure compliance with state and/or federal law and to minimize risk.
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