Disbursement Specialist with around 36 years Disbursement and Financial Management Experience in the World Bank, around five years' experience in an international Commercial Bank, and around three years' experience in a foreign mission in Islamabad, Pakistan as an Accounts Officer. Broad experience in multi-cultural environment, excellent team player, able to handle independently disbursement/financial management, contract administration, audit and accounts, budget making, procurement policies, monitoring and evaluation systems of research activities, coordination among federal provincial, local governments and international donor agencies. Sought training inside/outside the Bank in various aspects. Enjoyed excellent rapport among co-workers and supervisors.