Description
Mortgage professional with over 10 years industry experience * Reviewed and audited VA, FHA, conventional and USDA loans * Ensured all loans were in compliance with RESPA guidelines and notified borrowers if they did not meet the guidelines * Ensured the file for completeness and accuracy, ensuring all the documents are present and up to date * Remained current on all mortgage industry related regulations and changes * Available immediately Professional Experience Relocated and Actively Seeking Employment 08/2018 - Present Residential Home Funding Corp 11/2017 - 07/2018 Mortgage Loan Closer * Prepared mortgage closing documents to ensure correctness and that all loan terms were met * Communicated directly with lawyers, title companies, loan officers, underwriters, and closing agents throughout the closing process * Coordinated and scheduled closing dates and times * Ensured the file for completeness and accuracy, ensuring all the documents are present and up to date * Remained current on all mortgage industry related regulations and changes Freedom Mortgage Corp 11/2016 - 11/2017 Mortgage Disclosure Specialist * Handled all mortgage re-disclosure requirements * Ensured all loans were in compliance with RESPA guidelines and notified borrowers if they did not meet the guidelines * Processed and sent updated disclosures to Borrowers within 24 hours of request being received * Reviewed reports to ensure any loans requiring re-disclosure were not missed based on available data processed and sent denials, withdrawals, and letters of incompleteness to borrowers * Remained current on all mortgage industry related regulations and changes FBC Mortgage, LLC 07/2015 - 10/2016 Government Loan Insurer * Responsible for auditing and insuring government loans * Reviewed and audited VA, FHA, conventional and USDA loans * Reviewed the DU, LP, loan transmittal, appraisal, Closing Disclosures, and final documents * Maintained communication with lawyers, escrow officers, and title companies to obtain recorded mortgage and title policies * Remained current on all mortgage industry related regulations and changes American Financial Resources Inc 09/2006 - 04/2015 Mortgage Loan Processor * Processed FHA, VA, Conventional and 203K loans * Served as the direct point of contact for Borrowers * Provided support for loan officers and underwriter teams by ensuring timely and accurate processing of mortgages * Ordered FHA case numbers and tax transcripts * Reviewed and verified assets, income, credit reports, employment history, title insurance information and property appraisal to prepare loan applications for underwriting submittal * Remained current on all mortgage industry related regulations and changes * Contacted borrower to obtain any missing documents Education Andersonville Theological Seminary * Bachelor's Degree
