Description
QUALIFICATIONS: * Twenty two years of experience in the Commercial Banking industry specialized various areas such as Impaired Assets Management, End-to-End Management for CRE portfolios Middle Market Small Business and Credit Risk Management. * Sharp business acumen and strategic thinking to lead business, unite develop effective plans, optimum products / service mix, process development and direct contribution to negotiation processes, reaching better agreements. * Apply financial fundamentals to evaluate complex business structures and operations, credit history, transaction comparables, financial statements to determine risk while safeguarding performance, revenues growth and compliance. * Identify needs to provide tailored solutions, build consensus, promote synergy and reach mutually beneficial agreements. Excellent communicator at all levels provide constructive feedback and deliver convincing and engaging message. * Successfully achieved company's goals in terms of collections, portfolio management and recoveries. * High level proficiency in using MS Office applications (i.e., Word, Excel). * Excellent communication skills, written and oral. * Fully Bilingual (English, Spanish).
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Work Experience
COMPANY | POSITION HELD | DATES WORKED |
---|---|---|
(Confidential) | Senior Manager, Credit Risk Management (Scotiabank Of Puerto Rico) | 1/2012 - Present |
Middle Market | Client Relationship Manager And Credit Managerassigned To Bank's Counsel | 1/2010 - 1/2011 |
The Economic Development Bank And 504 | Sba Loan Programs Senior Account Officer (Avp) | 1/2007 - 1/2009 |
Banco Bilbao Vizcaya Argentaria | Account Officer Account Officer, First Bank Puerto Rico | 1/2002 - 1/2003 |
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Accomplishments
Highlights:
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Job Skills
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Keywords
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