Description
Key Qualifications - * Excellent communicator and seasoned loan officer with demonstrated success in the commercial real estate mortgage industry and extensive experience financing income-producing entities through appropriate underwriting and property analysis that meet or exceed the regulations and guidelines of the federal bank examiners and the lender. * Successful, open-minded financial expert with an exceptional ability to evaluate loan situations including location, rent rolls of subject property, current P&Ls, borrowers, financials, requested loan terms to establish DSC ratios, and overall global picture to determine possible loan recommendations suited to all parties' needs prior to formal submission to loan committee. * Experienced Loan Officer with the proven ability to assist customers with the creation and explanation of personal financial statements, decipher P&L's, tax returns (personal and corporate including K-1's), and other required loan documentation with the capacity to educate clients with ideal borrowing options that satisfy immediate client needs and enable future expansion of commercial real estate portfolios to enhance clients' opportunities while promoting additional bank services including depository relationships, financial services, retirement account management, investments, and others. * Compassionate leader, manager, coach, and mentor with remarkable ability to uncover hurdles and train teams to discover previously unrealized solutions while maintaining a laser focus on values and culture. Licensed to sell real estate in The Commonwealth of Virginia * Inspired by big challenges with a passion for helping others succeed through shared learning and teamwork Exceptional awareness of people's needs with the ability to adapt to a variety of unique and sometimes delicate situations Remarkable ability to put people at ease and gain trust in a genuine, supportive manner.
Work Experience
| COMPANY | POSITION HELD | DATES WORKED |
|---|---|---|
| (Confidential) | Supervising Broker | 7/1996 - Present |
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