Description
for a deep subprime auto finance company. Manage over 200 plus for Responsible for credit decisions, marketing, prospecting, dealer reviews, dealer buybacks. a 30 plus year old product service provider to the finance and insurance departments of auto dealerships. Reporting directly to VP of Lending, Accident and Health Insurance and other various backend products were offered. for a 70 year old 350 million dollar credit union. Managed a staff of 7 to include credit analysts processors quality control and dealer representatives. * Helped originate and implement a new indirect full spectrum auto lending program for the credit union. * Increased outstanding ledger balance to over 17 million dollars in 6 months. * Signed up over 100 franchise and independent auto dealers in 6 months. * Maintained 1% or less delinquency. * Took credit union from the 47th auto lender in Houston Texas to the 26th auto lender in 6 months. Reporting directly to the CEO for a deep subprime auto finance company managed a staff of 8 to include processors and branch supervisors. * Helped open new office in Bellaire Texas * Built outstanding ledger balance to over 19 million dollars in one year. * Signed up over 200 independent auto dealers in one year. * Became 6th largest volume branch in company in one year out of 18 total branches. responsible for the largest full service subprime auto finance branch in the company with 24 million dollars in outstanding auto loans covering the states of Texas Oklahoma and Louisiana managing complete P&L along with a staff of 20 full time employees from credit administration sales and collection departments. * Increased outstanding ledger from 10 million dollars to over 24 million dollars in one year through point of sale and bulk acquisitions. * Signed up more than 60 new auto dealers to our program. Demonstrated exceptional leadership of 8 finance offices with focus on provision of sub-prime consumer small loans title loans auto loans and furniture loans. Established offices provided staff recruitment training and supervision of Branch Managers and staff totaling 28 and ensured provision of world-class customer service. Authorized district payroll performed audit reviews and issued reports. * Increased volume of ledger to more than 6000 accounts with value in excess of $9M. Headed Auto Division and orchestrated operations of group of 6 offices managing sub-prime auto loans and direct loans valued at $35M. Oversaw P&L performed audit reviews and issued reports while supervising staff of as many as 28. * Guided Auto Division to largest annual net profit in my 1 st year since inception of company more than 10 years ago and repeated achievement in following 2 years. Recruited trained and supervised staff for optimal performance. Exceeded expectations through management of more than 250 franchise auto dealers with $50K lending authority in field and at home for indirect prime lender. Presented advertising and marketing initiatives area dealerships promoted company's products and services provided ongoing training on company lending programs and minimized impact of competitors. * Funded $60M in auto loans on monthly basis in 2005 and 2006. * Elevated number of monthly territory contracts from 500 to as many as 1100 in 2005 and 2006 representing annual finance revenue increase of $1M.
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