SUMMARY A knowledgeable business professional with extensive experience in both commercial and consumer credit and collection environments. I have worked with two super-regional national banks as well as three mid-sized commercial leasing and manufacturing companies. My strengths include being self-motivated, attention to details, excellent time management, with particular expertise or experience in the following: *Practical experience in debt management, credit principles, and management of financial programs. *Good working knowledge of banking practices and debt instruments. *Thorough understanding of collection procedures and legal remedies