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NIGEL J

Sales Manager - 15 Years of Experience - Near 76199

Occupation:

Sales Manager

Location:

Stockton, CA

Education Level:

Doctorate

Will Relocate:

YES

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Experienced with Conventional (FNMA & FHLMC) and Government (FHA & VA) * Familiar with CHFA, Community Home Buyers, Home Path and various other loan programs * Posses knowledge of the difference between conforming and nonconforming loans * Thorough understanding of Fixed Rates, Partially Amortized, Interest Only, Buy Down, GPM and ARM loan types * Distinguish that qualifying ratios and LTV's are based on the loan product type * Able to complete loan application and provide proper disclosures * Proficient in explaining loan products, processing, underwriting, funding, closing, shipping and insuring * Experience in POINT for Windows and other loan origination software * Master Carpentry and Maintenance/repair * Automotive Modifications and Maintenance

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COMPANY POSITION HELD DATES WORKED

(Confidential) Ceo & Cfo Homeowner Consutation 1/2016 - Present
(Confidential) President Homeowner's Advocate 1/2013 - Present
(Confidential) Owner 1/2005 - Present
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