Description
Profile * 42 years of diverse financial experience * 19 years of banking (lending, credit, loan workout business development) * 6 years of regulatory & consulting experience (RTC and Fact Witness) * 17 years of city government (Community Development & Housing) * MBA, CPA, CPM, CFE, FCPA, CDFA * Proven leadership in startups and large organizations Key Achievements * Two personal community development awards (City of Waco) * 21 departmental awards/recognitions (City of Waco) - Housing/Community Development * Special Achievement award (RTC) * City of Waco Housing and Economic Development - considered model programs by HUD * Supervised 50+ Managing Agents and only Fact Witness for RTC in the Southwest * Supervised and organized a $ 400 million Loan workout division (Sunbelt) * Sr. Lender for several banks including a de novo bank and built a solid loan portfolio * Equipment and Asset Based lending experience along with formal credit training Broad banking background which includes the following: Additional Qualifications: * Planning & Strategy - majority of jobs required working closely with boards, senior staff, business community and the general public. I have created and managed strategic plans or had to closely follow existing strategic plans. I am goal oriented and an entrepreneur by heart. I have managed the City's Housing Strategic Planning process and have reviewed many business plans. * Department Oversight - have managed as few as two to as high as 1,200 employees and carried out the mission and goals of each of these organizations. I have managed numerous compliance audits and dealt regularly with regulators. * Internal Collaboration - Work well with all types of entities and companies * Management -I am a team player, on many committees/boards and work well with other internal and external departments * General - Open management style, dependable, goal oriented, and loyal * Experience- 10 years senior management experience in affordable housing, tax credit financing, low-income housing, non profits, real estate, etc- City of Waco. In addition, have over 25 years of diverse banking/finance experience - loans, loan workouts, operations, etc. * Education - BS- Business, MBA, CPA, CFE, CPM FCPA & CDFA & specialized courses in community & economic development * Commercial & Residential Development - have worked on numerous bank loans for developers/builders along with city experience with affordable housing developers - subdivisions, infill development, LITC projects, which often included foundation and grant funding.
Work Experience
| COMPANY | POSITION HELD | DATES WORKED |
|---|---|---|
| (Confidential) | Commercial Executive, Consumer Lending | 4/2016 - Present |
| City Of Waco | Retired Director Of Housing And Economic Development Divisions Sr. Vice President, First National Bank Waco | 1/1999 - 4/2016 |
| Loans Professional | Supervisor Of Small Business Lending Financial Industry Consultant And Fdic/Rtc Field Operations Officer Sr. Vice President Sunbelt Savings Sr. Vice President, First Bank Las Colinas Assistant Vice President, Inter First Bank Dallas | 12/1996 - 6/1996 |
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