Description
PROFILE - SENIOR COMMERCIAL CREDIT EXECUTIVE A highly successful track record of accomplishments in commercial banking, finance, credit and risk management. Recognized by corporate executives as a subject matter expert in credit management with a "can do" attitude positively impacting bottom line performance. Strong mentoring, training and consulting skills combined with a voracious appetite for learning and intelligent use of information technology to minimize risks. REPRESENTATIVE ACHIEVEMENTS WINPAK FILMS INC-Credit Consultant October 2016 - December, 2016 * Reviewed credit files and procedures created new file format and new forms in Excel for the purposes of extracting data from various systems and credit sources for: analysis, decisioning credit limits, and evidencing proper approval within credit authorities. COMMUNITY & SOUTHERN BANK-Senior Credit Officer 2011 - 2016 * Credit approval and portfolio management for the commercial bank ($650MM portfolio) and sections of the commercial real estate bank and residential real estate bank (builders and developers). Total responsibility exceeded $1Bn. * Directed actions to resolve problem loans * Taught in-house classes on commercial lending. GEORGIA PRIMARY BANK, ATLANTA-Chief Credit Officer 2010 * Credit approval, policy development, and problem loan resolution for $250MM+ portfolio. * Programmed extracts to create customized reports from the Fiserv loan system FIRST STATE BANK OF HENRY COUNTY-Vice President 2008 - 2009 * Set up and managed a Special Asset Department to liquidate criticized/classified loans and foreclosed real estate, and manage litigation. * Created Excel reports that converted extracts from the Loan System and converted them into actionable data and automated updates for the criticized/classified loans MAIN STREET BANK-Senior Credit Officer/BB&T - Regional Credit Officer 2004 - 2008 * Co-approved Commercial Relationship Exposures up to $4 million * Key member of the transition team during MSB/BB&T merger * Acted as advisor on problem loan relationships * Created customized data reports in Excel for Senior Management 1
Accomplishments
Highlights:
Keywords
