SUMMARY Detail oriented Mortgage Professional with more than 15 years' underwriting experience in all phases of the loan cycle. Keen sense for accuracy and auditing. Strong oral and written communication skills. Post-Closing Loan Auditing Process Analysis and Development Loan Underwriting Loan Processing Loan Regulatory Compliance TRID Rescission Negotiation Client and Staff FRONT END UNDERWRITING HIGHLIGHTS * Calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation * Demonstrate thorough knowledge of mortgage industry credit guidelines and policies for VA, FHA, FNMA & FHLMC and working knowledge of AUS analysis to determine applicable loan conditions * Analyze tax returns and / or financial statements for Self-Employed Borrowers, Partnerships, S Corporations and/or C Corporations

Highlights:

• Underwriting
• Due Diligence
• Audit
• Consumer Lending
• Management
• Risk Management
• Credit Analysis
• Financial
• Telemarketing
• Acquisitions