Highly experienced underwriter with communication and leadership skills, resourceful and loyal

COMPANY	POSITION HELD	DATES WORKED
Pacific Residential Financing	(Confidential)	10/2006 - 4/2007
Intermountain Mortgage	(Confidential)	5/2006 - 8/2006
American Home Loans	(Confidential)	8/2005 - 1/2006
Americorp Credit Corp	(Confidential)	12/2004 - 8/2005
Homefield Financial	(Confidential)	6/2003 - 11/2004

SCHOOL	MAJOR	YEAR	DEGREE
Coastline Community College	Credit & Lending	1984	Associate Degree

Highlights:

*Assisted in the writing & maintenance of the Sub-Prime Guidelines *Developed & maintained matrices for Alt A & HELOC products *underwriten 1st and 2nd purchase money, rate & term, equity, Alt-A (including Pay Option ARMs), A, & Sub-Prime mortgages with multi-state, wholesale, retail & correspondent experience. *Managed, as senior underwriter in lieu of Manager on site *Project manager on several occasions while with the Federal Deposit Insurance Corporation (FDIC)

P&L responsibilities
Presentation
Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts.
Technology Solutions
Sales Support
Leadership

• Underwriter

Was hired at last position for my years of experience as the current staff was relatively inexperienced and then relied on that experience for sound underwriting decisions