erform Underwritng and credit analysis ofconsumer loan applictions for home equity loans, home equity lines of redit, unsecured loan and lines of credit, loans secured by savings accounts, certificate of deposit accounts and loans secured by automobiles an boats

COMPANY	POSITION HELD	DATES WORKED
J P Morgan Chase	(Confidential)	7/1998 - 11/2005

SCHOOL	MAJOR	YEAR	DEGREE
Hinds Community College	Business Administration	1984	Associate Degree

Highlights:

The following accomplishments are from my previous employer, J.P. Morgan Chase 1. Received “Great Detective” – May 2000 – For identifying a potential fraud loss. 2. Received Certificate of Excellence Award – Spring 2001 for superior cross sells of checking and savings accounts to loan customers. 3. Received “Top Banana” Award – 2003 – for quality review of 96.69% and booking dollars of $23,529,163 4. Awarded “Rock’n Performance” Certificate April 2003 for 96.69% accuracy and $14,584,156 in booked loans. 5. Awarded Certificate of Appreciation in 2004 for superior cross sells of payment protection insurance

Companies I like:

America Express, Capital One, J P Morgan Chase, Citibank

P&L responsibilities
Presentation
Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts.
Technology Solutions
Sales Support
Software Implementation
Requirements Analysis & Specification
Leadership

• Credit Analyst
• Collection Specialist

• Consistently met or exceeded monthly lending goals and ranked consistently in the top third out of 84 lenders. • Responsible for underwriting and credit analysis of consumer loan applications thoroughly, independently responsible for credit decisions • Transmitted loan decisions to customers Responsible for review and submission of loan documents prior to closing. • Lending Authority was $125,000.