I have the ability to work with all levels of management. I have great attention to detail as related to accuracy and timeliness of operations. I have good judgment with the ability to make timely and sound decisions under the stress of deadlines and opposing views. I am versatile, flexible and have a willingness to work within constantly changing priorities with enthusiasm

COMPANY	POSITION HELD	DATES WORKED
Paul Financial	(Confidential)	6/2003 - 3/2008

SCHOOL	MAJOR	YEAR	DEGREE
Marin Catholic	High School Diploma	1989	High School/GED Degree

Highlights:

Been within this industry for over 10 years, been trained in many departments, have firm foundation of all aspects of the mortgage lender and its operations from Secondary to Post Closing.

Companies I like:

Wells Fargo, WaMu, Bank of America

P&L responsibilities
Presentation
Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts.
Technology Solutions
Sales Support
Software Implementation
Requirements Analysis & Specification
Leadership

• Mortgage
• Credit

? Establish credit policy for Paul Financial, by monitoring portfolio risk, portfolio performance and feedback from investors. ? Approve all loans in excess of $1,500,000 and is the final decision on all underwriting exceptions. ? Discuss product scenarios and provide other support to underwriting supervisors and sales staff as needed ? In collaboration with SVP of Operations, develop, implement, and maintain underwriting policies and procedures. ? Ensure loan and operational quality by adjusting policies based on reviewing and responding to Quality Control Reports (with SVP of Operations), reviewing Pre-Funding Quality Reviews and receiving feedback from investors. ? Participating with Secondary Market, establish and maintain investor relationships including the negotiation of investor underwriting requirements and loan purchase exceptions.