Whether a project is large or small, good planning and execution begins with a single cell on a worksheet and grows to and elaborate linkage of spreadsheets that organize, analyze, and project future values.

COMPANY	POSITION HELD	DATES WORKED
(Confidential)	(Confidential)	2/1981 - Present

SCHOOL	MAJOR	YEAR	DEGREE
San Diego State University	Economics	1974	Associate Degree

Highlights:

Ranked in top 5% by Mortgage Banking President among western region brokers.V.P. and manager of bank Owner/operator of one of the oldest brokerage firms in San Diego (1981)

Companies I like:

GMAC, WELLS FARGO, COUNTRYWIDE, GREENPOINT MTG, DOWNEY SAVINGS, UNION BANK, WASHINGTON MUTUAL, DEUTCH BANK, WACHOVIA BANK,

Business Development
Strategic Planning
Organizational Process Design
Reporting
Balance Sheet Responsibility
Microsoft Office
Bookkeeping
Presentation Skills
Business Writing Skills
Design Organizational Process
Business Analysis
Sales Force Automation
Sales Interpretation
P&L responsibilities
Presentation
Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts.
Technology Solutions
Sales Support
Software Implementation
Requirements Analysis & Specification
Leadership

• REO manager
• Real Estate Servicing
• Real estate banking
• SBA officer
• Commercial Lending

With real estate sales, financing and banking background, I see myself as a great fit for lenders who seek the best resolution for troubled real estate assets, including loan workouts for troubled borrowers. With lending companies having to weigh the better of a return on assets vs return of their assets, I can make recommendations on note modifications that would insure a reasonable return on the assets vs foreclosure action. With REO, I can measure the best options for the highest return "of the assets."