Ambitious, energetic, and organized professional, seeking a position that will utilize exceptional problem-solving skills, strong organizational skills, and provide opportunity for continued growth and advancement.

COMPANY	POSITION HELD	DATES WORKED
Liberty Mortgage	(Confidential)	1/2007 - 7/2007
Countrywide	(Confidential)	9/2003 - 1/2007
Wells Fargo Home Mortgage Wholesale	(Confidential)	3/2003 - 9/2003
Litton Loan Servicing	(Confidential)	2/2001 - 3/2003
Network Funding	(Confidential)	11/1998 - 2/2001

SCHOOL	MAJOR	YEAR	DEGREE
Clear Creek High School	basic	1984	High School/GED Degree

Highlights:

Processes, locks rate, submits loans to lenders for underwriting LP, DU, DO for Approved Eligible status, closing & funding on all, A, Alt A and sub prime loans. Establish a high level of satisfaction by working Account Executives, Loan Officers and broker with questions, products, YSP and status on files. Strong ability to work within a team environment, with Underwriters, Loan Officers, Title Companies, Appraisers and Surveyors.Managed a team of five processors and twenty five Loan Officers, emphasis on customer satisfaction when handling all customers.Primary responsibilities include review of loan documents conventional and government loans, Calyx point, appraisals, title, and Surveys.Verification and review of all income and assets information, to ensure qualification of loan approval within Freddie and Fannie guidelines.Underwriting audit review to determined overall credit risk to assure quality of files, which include limitation of risk. Daily responsible for ordering and delivering VOD, VOE, VOM, Appraisals and all Titles on Refinances and Purchases.9/2003 – 12/2006: Countrywide Home Loans, Houston Texas – Sr. Loan Specialist - Closer:Responsible for the daily processing and the distribution of workflow reports. Accomplished weekly quotas by conducting workflow meetings with Processors and Loan Officers. Establish a high level of satisfaction by working in diverse workstations, to maintain production flow at high quality standards. Maintained an efficient work - flow by monitoring all Processors and Loan Officers by assisting closers in processing loans and correcting processing errors prior to releasing documents to Title Companies for closings. Perform in a high passed work environment where timeliness and accuracy are of the essence. Strong background in reviewing and analyzing loan document for accuracy including Settlement Statements.Specialized knowledge of the Mortgage Lending process, including underwriting, “A”, Alt A and sub prime products.Maintained daily reports, pipeline and that all files were underwritten, closed, funded and shipped accurately and within required time frames.

Companies I like:

Chase, Wells Fargo, Any Credit Union, Moody National Bank, any Chemical Plant

P&L responsibilities
Presentation
Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts.
Technology Solutions
Sales Support
Software Implementation
Requirements Analysis & Specification
Leadership

• Processor
• Loan Specialist
• Plant
• administrative assistant
• personal assistant

Processes, locks rate, submits loans to lenders for underwriting LP, DU, DO for Approved Eligible status, closing & funding on all, A, Alt A and sub prime loans. Establish a high level of satisfaction by working Account Executives, Loan Officers and broker with questions, products, YSP and status on files. Strong ability to work within a team environment, with Underwriters, Loan Officers, Title Companies, Appraisers and Surveyors. Managed a team of five processors and twenty five Loan Officers, emphasis on customer satisfaction when handling all customers. Primary responsibilities include review of loan documents conventional and government loans, Calyx point, appraisals, title, and Surveys. Verification and review of all income and assets information, to ensure qualification of loan approval within Freddie and Fannie guidelines. Underwriting audit review to determined overall credit risk to assure quality of files, which include limitation of risk. Daily responsible for ordering and delivering VOD, VOE, VOM, Appraisals and all Titles on Refinances and Purchases. 9/2003 – 12/2006: Countrywide Home Loans, Houston Texas – Sr. Loan Specialist - Closer: Responsible for the daily processing and the distribution of workflow reports. Accomplished weekly quotas by conducting workflow meetings with Processors and Loan Officers. Establish a high level of satisfaction by working in diverse workstations, to maintain production flow at high quality standards. Maintained an efficient work - flow by monitoring all Processors and Loan Officers by assisting closers in processing loans and correcting processing errors prior to releasing documents to Title Companies for closings. Perform in a high passed work environment where timeliness and accuracy are of the essence. Strong background in reviewing and analyzing loan document for accuracy including Settlement Statements. Specialized knowledge of the Mortgage Lending process, including underwriting, “A”, Alt A and sub prime products. Maintained daily reports, pipeline and that all files were underwritten, closed, funded and shipped accurately and within required time frames.