Highly effective Mortgage Underwriter with 20 years of experience provid- ing underwriting expertise and eliminating credit defaults, non endorsement notices, and property over valuations. SELECT ACCOMPLISHMENTS P Over a 13.5-year period, upheld a perfect record for zero repurchases, first payment defaults, or credit write downs for any type of loan underwritten repre- senting $1.596B in loans. > Earned the "Underwriter of the Month" award 13 times, for attaining #1 for the number of files underwritten. > Guided and mentored employees utilizing "what-il" scenarios to improve is - sue resolution outcomes > Maintained crucial quality control goals. > Closely monitored staff performances to ensure excellence. > Led efforts reviewing lirst loan submissions from rookie brokers and provid- ing detailed reports to senior management CAREER DRIVER Complying with secondary and investor guidelines to provide solutions for the inherent problems of our industry, with credit and property analysis. P Over a 13.5-year period, upheld a perfect record for zero repurchases, first payment defaults, or credit write downs for any type of loan underwritten repre- senting $1.596B in loans. > Earned the "Underwriter of the Month" award 13 times, for attaining #1 for the number of files underwritten. > Guided and mentored employees utilizing "what-il" scenarios to improve is - sue resolution outcomes > Maintained crucial quality control goals. > Closely monitored staff performances to ensure excellence. > Led efforts reviewing lirst loan submissions from rookie brokers and provid- ing detailed reports to senior management CAREER DRIVER Complying with secondary and investor guidelines to provide solutions for the inherent problems of our industry, with credit and property analysis.

Highlights:

• Underwriter
• Financial
• Banking Industry
• Certified Financial Planner
• CFP
• Financial Industry
• Leadership
• Light Emitting Diode
• Management
• Planning