Obtain underwriting position that will allow me to utilize my skills and expertise. I have over 18 years of experience in the mortgage business. I am self- motivated, exhibit dedication and excel in communication. PERSONAL QUALIFICATIONS - I have a strong background in underwriting. I am able to provide quality reviews of files while ensuring regulatory guidelines are met on time. * Underwriting and Quality Control with Conventional mortgage loans * Experience with various automated systems, Desktop Underwriter and Loan Prospector * Organized and self - motivated * Ten years of owning and operating a mortgage company * Accustomed to dealing with various financial corporations and banks. * Maintain excellent relationships with customers * Knowledge of and experience with the inner workings of financial institutions. * Experience with loan audits, compliance, and due diligence * Strong background with the following loan types: Conventional, FHA, VA, Jumbo, Construction to Perm. * Strong knowledge with Dodd Frank, QM, ATR, TILA, HMDA and RESPA * Up to date with all credit and compliance for FNMA, Freddie Mac, FHA and SAFE ACT Regulations

Highlights:

Companies I like:

1971

• Mortgage Loans
• Team Lead
• Appraisals
• Policies and Procedures
• Underwriter
• Underwriting
• Quality
• Quality Assurance
• Quality Control
• Repayment Plans