Seasoned professional with over 20 years combined experience as a Mortgage Loan Closer and Title Escrow Closer. Excellent communication and organization skills critical thinker and analytical problem solver who possess leadership and team building skills Angel Oak Home Loans D/B/A Angel Oak Mortgage Solutions Mortgage Loan Closer (June 2016 - March 2018) Responsible for daily monitoring of the pipeline responsible for meeting strict timelines for CD's and closing packages as well as ensuring the accuracy of the documents. Reviewed title for liens and judgements called on special assessment and calculated taxes. Worked in partnership with title agents or closing attorneys to finalize the CD. Prepared the closing packages and ordered the wires for closing. Responsible for the review of funding doc and giving funding authorization Accenture Credit Services Mortgage Loan Closer (Contracted for Bank Of America) (June 2013 - Oct 2015) Prepared loan closing packages for Conventional, FHLMC & FNMA loans Specialized in MHA and HARP program loans Reviewed title work for any liens or judgments and to confirm the title vesting Prepared Hud-1 to insure accuracy of closing figures and placement of fees Made final borrower contact to review hud-1 and quote final figures Reviewed funding docs and issued funding authorization to the title agency Knowledge of the new Tila- Respa process, Prepared CD balanced and then disclosed to the customer Apple One Staffing (September 2012 - June 2013) Title Reviewer/ Loan Servicing Specialist (Wells Fargo Bank) Worked directly with third party lenders to obtain critical loan docs Maintained a pipeline of over 100 loans, reviewed and clear title issues Prepared Subordination agreements for loan modifications on Freddie FNMA and Bank & Private Loans

Highlights:

• Insurance
• Real Estate
• Payroll
• Wholesale
• Apple