AREAS OF EXPERTISE FHA Direct Endorsement (DE) Lending/Underwriting Guidelines Loan/Regulatory Compliance AUS/Manual Risk Management Quality Control Fraud Detection Data Analysis Priority Management Organizational Functions Resource Optimization Decision Making/Critical Thinking Accuracy/Attention to Detail Problem Resolution Customer Service EXPERIENCE SUMMARY CALIBER HOME LOANS, Irving, TX, JUNE 2016 - NOVEMBER 2017 Senior DE Underwriter - Remote * Performed a thorough review of loan applications which included credit profiles, debts, assets, incomes, tax returns, cash flow, financial statements, and appraisal and collateral analysis * Established and maintained compliance with all FHA, FNMA, FHLMC, and Housing Agency regulatory requirements * Reviewed loan documentation and post-closing servicing documentation for accuracy * Collaborated with various organizational partners in sales, processing, closing, and management to complete projects accurately and on time * Utilized knowledge of loan products to properly restructure declined loans for subsequent approvals * Accurately and efficiently maintained a pipeline of loan inventory to meet established service level standards * Accommodated rush requests and complex loan reviews for team members * Communicated loan status regularly with cross-functional teams throughout the entire underwriting process Key Achievements * Recipient of the ACE Top Recognition Award twice * Recognized as a Top Performer for Productivity and Loan Quality within the Division * Maintained 0% for Post-Closing QC Audit findings

Highlights:

• Audit
• Underwriting
• Management
• Time Management
• Underwriter
• excel
• Mortgage Loan Underwriter
• Pricing
• Process Improvement
• Quality