Review Responsible for reviewing Prime applications of Credit Score 640 and higher. Rendering appropriate credit decisions within credit policy and compliance regulations. Structure approval to maximize profit and enhance dealer's relationship. Decision applications submitted by dealers placing emphasis on response time. Follow up on approvals and conditions with dealers. Joint visit to dealers with DRM to maintain relationship. Communicate on a daily basis with DRM in regards to dealers look to book, approvals and funding issues. Loan Officer position consisted of handling auto loan requests directly via telephone. Ensures exceptional customer service by overseeing loan process from origination to closing. Review existing customer relationship by using various internal system when required. Promote loan products and cross selling from various products that relates to their loan. Auto finance applications and render appropriate credit decisions within credit policy and compliance regulations. Maintain a level of loss performance while exceeding targets for ROE and volume. My portifio ROE for 2012 was over 31% and losses 2.48%. Part of the most profitable branch in the country and responsible for over $12 million auto loans put on the books and reviewed over 11k in applications in 2012. Provide consistent and excellent customer service to all dealers. Regular visits to dealership with and without the DRM in order to maintain and create new relationships.

Highlights:

• Prime
• Underwriter
• Underwriting
• Account Management
• Account Manager
• Cold Calling
• Digital Rights Management
• Management
• Sales
• Sales Support
• accounting