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Credit Analyst - 20 Years of Experience - Near 07456

Occupation:

Credit Analyst

Location:

Ringwood, NJ

Education Level:

High School/GED

Will Relocate:

YES

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Over 24 years processing underwriting and closing loans in accordance with federal and state regulatory standards while maintaining excellent audit ratings * Serviced up to 15 loan officers at one time * Quality Control tickets from co workers and discuss if any issues * Pricing issues for clients & resolving the issues QUALIFICATIONS: * Research tickets for pricing issues & resolving the issues * Having weekly meetings to go over quality control issues * Assisting Clients with discrepancies * FNMA, FHLMC, FHA, FHA NEW CONSTRUCTION, REVERSE MORTGAGES, VA * CONVENTIONAL, JUMBO LOANS, CO-OPS, WHOLESALE LOANS, and self employment schedule C and E loans * PC Lender, Encompass, Blitz Docs & Citrix * Manual underwriting * New purchases, refinancing and Closings * Home equity lines, Home equity loans, Bridge loans and Sub-Prime loans * Desktop Underwriting certification * Federal credit union, health care loans and reverse mortgages * Tax Prepared accountant: Prep tax returns for personal and business return for 5 years for tax season * Opened up all types of loan in encompass & making sure the loan is ok to disclose.

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