Description
SUMMARY OF QUALIFICATIONS * In depth knowledge of the mortgage banking industry encompassing retail, wholesale, and correspondent underwriting, credit risk management and secondary marketing. * Achieved unique balance between production goals and sound business practices, maximizing production while maximizing returns to company. * Recognized for improving customer service levels to match company objectives. * Appointed "ad hoc" training and motivational instructor during tenure in the industry due to management's recognition of superior skills. * Developed extensive network of industry leaders. * Extensive knowledge of industry products, programs, and trends. * Residential loan underwriting sign-off authority of $1.5 Million * Successful in interfacing with internal and external stakeholders towards expeditious completion of projects and initiatives. * Negotiated repurchase liability on the Secondary Market resulting in 85% reduction in potential exposure (CU companies) * Performed due diligence audits of performing/non performing mortgage portfolios to provide higher management with risk assessment reports. * Played leading role negotiating comprehensive settlement with GSA on all outstanding repurchase demands resulting in mitigation of potential exposures of 3mm (CU Companies). * Proactive and timely communication to customers, business partners and management on loan decisions and underwriting guidelines. * Extensive experience in appraisal review and price reconciliation. * Superior internal and external customer service skill, interpersonal and communication skills. * Ability to function well in a fast paced environment characterized by rapid change. * Demonstrated ability in mortgage fraud detection and follow up actions thereof. * Relevant knowledge of Secondary Marketing policies and procedures as applicable to daily job functions. * Exceeded all quantitative production goals regarding daily quota expectations as set by management. * Ability to work well with peers, teams and management alike.
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