Description
SUMMARY A responsible, accomplished and highly skilled Mortgage Loan Processor with extensive and progressive experience. Strengths include processing loans from application to closing, obtaining required documentation and ordering all necessary reports. Skilled in performing due diligence. A well organized, detail and deadline oriented self-starter who excels in performance through both individual and team efforts. Excellent ability in handling pressure situations, processing excellent problem solving and communication skills. ACCOMPLISHMENTS AND RESPONSIBILITIES * Responsible for processing and managing pipelines for Distributive Retail and Centralized Sales in meeting ongoing deadlines. * Processed variety of commercial and residential loans, including FHA, VA, Purchase and Refinance. * Reviewed returns, asset statements and credit reports confirming the accuracy of information received on each loan application. * Performed due diligence on each loan file submission for data integrity through the use of various fraud detection services. * Managed efficiently a steady pipeline of over 40 loans, while maintaining a medium turn time of 30 days or less to close. * Reviewed appraisal reports and title in determining eligibility. * Collected and reviewed conditions and compiled submissions to an underwriter for final clearance. * Prepared loans for closing by ensuring all prior to closing conditions have been met, all documents have not passed the expiration date and gathered all prior to funding conditions. * Assisted clearing post-closing conditions ensuring salability of investor loans. * Monitored construction portfolio of 150+ loans, which included construction draw requests, reviewed site inspections, title updates and disbursement of funds. * Worked closely with clients preparing conversion documents, loan modifications and payoff and extension agreements. * Handled file compliance and system set up of loan files. Marva Tillett Page 2 ACCOMPLISHMENTS AND RESPONSIBILITIES (continued) * Initiated and funded all construction advances, including preparation of general ledger entries, confirm interest payments insurance and tax payments are current and principle reduction. * Assisted the acquisition of over 800 active construction loans, while maintaining high level of customer service with our current portfolio. * Provided superior quality service to internal and external customer at all times and demonstrated professional demeanor. * Reviewed loan approval document, construction loan agreement, engineer's plan and cost report. * Reviewed loan closing documentation for accuracy and completeness. * Experienced in Home Equity Loan Processing, boarding application through loan closings. * Processed fast track loans, making sure all order outs are in and accurate to close within 2-3 days. * Ordered credit reports, appraisals, title, flood and other documentation to complete loan files. * Responsible for approving and declining loans and sending loans to Credit Analysts for second level review. * Processed and tracked UCC filings.
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