Description
Extensive underwriting experience of Conventional Loans Government Loans Jumbo Loans Experience in DE/LP underwriting also in manual underwriting Knowledge of systems Calyx and Encompass * Knowledge of calculation tax returns W-2 paystubs P&L * Review and analyzing borrowers financial documents such as: financial statements bank statements sales contracts settlement sheets credit reports to determine credit worthiness and compliance with investor guidelines subordination agreements certificate of insurance paid assessment letters condominium questionnaire pay off letters wire instructions closing protection letters and 1031 exchange forms * Knowledge of reading appraisals and title commitments * Managing a portfolio of 75-100 loans in a pipeline * Maintain a reasonable familiarity with investor guidelines in order to assist in reconstructing loans from time to time as needed * Safeguard all sensitive consumer information * Practice follow up with all parties involved in each transaction inform and maintain forward progression of the transaction * Verify all documents for accuracy completion and acceptability to satisfy its purpose * Experience construction loans reverse mortgages home equities Ability to work independently set priorities and handle multiple tasks * Strong attentions to detail and accuracy strong analytical skills and also tactfulness Excellent in problem solving researching and decision making
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