Description
Organizational Development, Business Communications and Office Operations/Skills with Experience Professional Highlights Mortgage Loan Officer- 30 Years Experience Originate Business, Self-Source B2B and B2C and full knowledge regarding FHA, VA, FNMA, FHLMC, USDA programs Devise and implement innovative marketing principles and promotional sales events for residential and commercial properties to further support financial growth and profitability. Cross-sell financial services and products to clientele utilizing inbound and outbound phone solicitations. Develop tactics to increase accounts and profitability within a territory consisting of areas throughout the Southwest Region of the U.S. Experienced in credit risk analysis, debt ratios, qualifying and ATR analogies Ability to analyze income from complex and variety of income statements, 1040's, 1120's and personal financial statements in all formats and variations. Counsel high net-worth individuals and corporate clients with regard to investment opportunities, risk analysis, and monetary returns involving real estate investments and mortgage options. Leadership and Management Self-driven and motivated to accomplish company and personal goals Developed a strategic marketing campaign targeting Real Estate Brokers, accountants, attorneys, and financial professionals which has generated substantial referrals and additional clientele. Time line discipline, extensive experience with organizational attitude surrounding regulations & compliance. Effective managerial skills necessary to direct, train, and motivate staff to its fullest potential. Possess excellent management, interpersonal, analytical, organizational and team based skills. Inbound and Outbound call services Worked in high call inbound service for mortgage inquiries turning into active clients. Worked in an outbound mortgage solicitation atmosphere to generate mortgage loans and sales. Excelled in originations with both inbound and outbound mortgage call solicitations utilizing different business models. Business Administration and Business Communications Worked in several business platforms and familiar with income producing positions. Familiar with Mortgage Software such as Empower, Calyx Point, Encompass LOS Systems Full knowledge Microsoft Office, Word, Excel, IM services, Outlook, Power Point
