Sierra Pacific Mortgage Work Values

Daily Duties at Sierra Pacific Mortgage:

Evaluate complex loan scenarios, inspection reports, and financial reports to assess the financial risk, including potential fraud. Maintained company standard for productivity levels. Reviewed loans in multiple states when other branches had overflow. Reviewed the applicant's credit history, employment, income, debt-to-income ratio to access risk and make quality decisions. Managed and underwrote loan files for a top builder account. Ensured a timely review and follow- up in order to meet and exceed guidelines.

What they like about Sierra Pacific Mortgage:

The social vibrance of a hiring firm is very important to you. Your ability to make and maintain friendships there is a critical part of your decision. You would likely be dissatisfied with a workplace that is quiet, cold, or otherwise not particularly social. When you investigate a new hiring company, ask recruiters, managers, and potential co-workers about the social life and opportunities there. This is especially important when you are relocating; moving dramatically alters your social sphere both inside and outside the workplace.

Tags

Post Closing, Underwriter, Underwriting, Management, Government, Communication Skills, Credit Analysis, Documentation, FHA, Loan Closing, Funding & Documentation, Distribution of workflow, Lending & Underwriting Guidelines, Credit & Income Analysis, Cash Flow Analysis, Risk Assessment, Loan-to-Value Ratios, Debt-to-Income Ratios, Excellent verbal & written communication, Conventional & Government Mortgages, Conforming & Nonconforming Loans, USDA Loans, CalHFA Loans

Skills

Team Leadership, Problem Solving, Excellent knowledge of lending & underwriting guidelines, Credit & Income analysis, Cash-Flow Analysis, Risk Assessment, Loan-to-Value Ratios, Debt-to-Income Ratios, Conventional & Government Mortgage, Conforming & Nonconforming Loans, Loan Closing, Funding & Documentation , Work well independently, as well as, in a team atmosphere , Meticulous attention to detail, Excellent written and verbal communication

These are some of the questions we asked our climbers about their experiences with Sierra Pacific Mortgage: