Regions Financial Work Values

Daily Duties at Regions Financial:

Responsible for utilizing expertise and underwriting knowledge to render sound, common sense decisions based on analysis of loan parameters and documentation in a timely manner.  Reviews LTV, credit report, applications, etc. to ensure that each loan meets company standards for sale into secondary market.  Evaluate income documentation to determine acceptable risk of an applicant based on analysis of W2’s, pay stubs, personal and business tax returns to determine level of qualification for a loan applicant and render decision on applicant’s ability to repay.  Ensure that the validation of AUS information is accurate and finalize credit risk decision within engine.  Perform Fraud review with relation to Interthinx Fraud Guard generated reports.  Perform Early Check DU function to check loan parameters of 1003 export against DU findings.  Sign and execute all documentation necessary to complete the underwriting of a loan file to forward to the closing department.

What they like about Regions Financial:

Organizations with strong, centralized leadership are particularly attractive to you. You require a work environment with leadership that aggressively seeks to expand and grow the business and does so in a visible and decisive manner. In general you prefer to work in an environment in which there is a strong link between leadership, its actions, and a strong set of company-wide values.

Tags

FHA, Audit, Mortgage Loans, Quality Control, Fannie Mae, Freddie Mac, Portfolio, VA guidelines, Call Center, Mortgage Underwriter, QCPrefund Underwriter, Post Close Analyst, DU/LP Automated Underwriting System

Skills

Fannie Mae, Freddie Mac, Quality Control Underwriting, DU/LP Automatic Underwriting System, Mortgage Underwriting

These are some of the questions we asked our climbers about their experiences with Regions Financial: