Wfs Financial Work Values

Daily Duties at Wfs Financial:

Manage a multi-disciplinary team (10 Credit Analyst and 5 Sales Representatives) with accurately structuring credit transactions for syndication. Assess, review, and concur, on lending decisions made by credit analysts and sales staff. Conduct risk modeling, financial trending analysis, and payment history evaluation to manage overall quality of $45MM portfolio, maintaining maximum 2% overall delinquency. Conduct risk modeling, financial trending analysis, and payment history evaluation to manage portfolio quality of individual account groups, maintaining maximum 4% overall delinquency. Conduct risk modeling, financial trending analysis, and payment history evaluation to manage portfolio quality and decision-making of credit staff, maintaining maximum 2% overall delinquency. Maintain relationships with key decision makers within territory. Identify opportunities for new business relationships. Handle escalated client issues. Work within established credit policy, identifying changes necessary to support sales growth and process improvements while limiting risk exposure. Administer credit policy and collection procedures to improve cash flow and reduce outstanding receivables. Manage high-risk and high exposure accounts by working closely with the Collections team. Translate corporate vision and strategy into clear objectives for credit staff. Collaborate with Collections Department to secure distressed collateral. Participate in client relations, marketing, and training opportunities. Conduct post-mortem reviews for non-performing accounts. Review results with credit and sales departments to support employee training and development. Conduct performance review process for credit and sales department. Create weekend coverage schedule for regional credit and sales teams. Recruit, interview, train candidates, and new hires for credit and sales departments. Manage $2.5MM operating budget, complete P&L statement quarterly/annually. Conduct regional credit training for new hires/newly promoted associates. Participate in credit matrix leadership team. Attend/support client-sponsored events and sales. Review and relate any changes in organizational policy or applicable laws.

What they like about Wfs Financial:

A hiring company that offers alternative approaches to pay, performance bonuses, and/or equity in the firm is very attractive to you. You're generally less interested in working for an organization offering only traditional, salary-based compensation, one with limited opportunity to acquire equity in the firm, or one that does not actively promote skill development. In addition, you are more likely to choose a company that offers a variety of internal career options, with defined career paths. You view the learning of new skills and development of your expertise as key to your career advancement. These aspects of an organization may become even more important to you as you progress in your field, and are especially critical if you change career or occupation.

Tags

PHR SHRM -CP, Client Mgmt, Change Mgmt, Organizational Development , Workforce Planning , Project Mgmt, Human Resources, Strategic Partner, Strong Business Acumen, Excellent Written and Verbal Communication, Presentation Skills, Problem Resolution, Multiple Priorities

Skills

These are some of the questions we asked our climbers about their experiences with Wfs Financial: