Alliance Data Work Values

Daily Duties at Alliance Data:

My career started with Alliance Data as a Credit Risk Analyst. My role included managing the criteria for Acquisition, Limit Management, and assisting with Collections. It was my responsibility to monitor the Credit Risk of my portfolios to optimize profit by managing bad debt and maximizing sales and revenue. I created monthly reports to monitor portfolios and did vintage style analysis and forecasting to adjust parameters and refocus efforts to maximize profits. Also, as a Credit Analyst I partnered with Marketing to set Marketing Criteria to maximize our clients’ sales while ensuring the programs did not negatively impact the risk to the portfolios. At times I helped marketing select customers for various initiatives. I worked with Fraud to help measure the impact of new fraud strategies. My responsibilities expanded when I transferred to the bank, Comenity Capital Bank, to include oversight within the bank, affiliates, and outsourced third parties to ensure that the bank’s credit risk practices and policies were followed. I became responsible for creating and maintaining the credit risk policies, procedures, and processes for the bank. More of my time was spent looking at global trends and creating reporting for senior management and the Board of Directors. As part of the reporting I explained trends and helped management understand how those trends impact the business. Lastly, I meet regularly with the Credit Risk manager to compare best practices regarding analytics, risk criteria, and procedures.

What they like about Alliance Data:

Working for a company with an emphasis on social values and helping society is a clear and important priority for you - a critical factor in who you choose to work for. In contrast to other factors, you place an organization's reputation for fairness and concern for the community above most other aspects of the company. As you search for a new job opportunity, it is usually possible to find out if the company is involved in the community and/or if it is addressing problems and issues in society. Pay special attention to non-profit organizations and those specifically involved in social action. Moreover, speaking with current and former employees should enlighten you to perceptions of the fairness of the company's leaders and the treatment of employees.

Tags

Analyst, Reporting, Kansas City, Insurance, Finance, Marketing

Skills

SAS, SQL, Microsoft SQL Server, SSRS, Excel, Power Point, Word

These are some of the questions we asked our climbers about their experiences with Alliance Data: