Popular Community Bank Work Values

Daily Duties at Popular Community Bank:

Underwrote all commercial loan requests and managed existing commercial loan portfolio for the Central Florida region  Prepared and analyzed business financial spreads and prepared business and personal cash flows to adequately assess loan risk and rating  Prepared thorough written analysis of all new loan requests, renewals and annual reviews relative to financial strengths and weaknesses of the borrowers and guarantors, the adequacy of proposed collateral and requested loan structure as well as offered alternative loan structure  Have knowledge of commercial real estate appraisals and reviews  Gathered information on actual and prospective borrowers through inquiries and investigations obtained from trade suppliers, financial institutions, professional firms or individuals, web-based data, and in-house information resources  Adhered to existing turnaround standards  Participated in quarterly Loan Management Review meetings to adequately assess the risk rating and monitor certain problem loans by recommending stay / maintain or exit loan strategies  Served as liaison between sales team, management and appraisers  Trained new Commercial Bankers on the bank’s credit policies and procedures

What they like about Popular Community Bank:

A hiring company that offers alternative approaches to pay, performance bonuses, and/or equity in the firm is very attractive to you. You're generally less interested in working for an organization offering only traditional, salary-based compensation, one with limited opportunity to acquire equity in the firm, or one that does not actively promote skill development. In addition, you are more likely to choose a company that offers a variety of internal career options, with defined career paths. You view the learning of new skills and development of your expertise as key to your career advancement. These aspects of an organization may become even more important to you as you progress in your field, and are especially critical if you change career or occupation.

Tags

business banking loan approval officer, business banking loan uderwriter, credit analyst, commercial loan underwriter, small business loan underwriter

Skills

Problem solver, Analytical, Prepare business and personal cash flows, Review business credit history, Review personal credit history, Prepare and analyze business financial spreads, Analyze personal and business tax returns, Recommend alternative loan structure, Microsoft Word and Excel, Internet search engines, financial calculator, Formal Commercial Credit Training, team player

These are some of the questions we asked our climbers about their experiences with Popular Community Bank: