Aegis Mortgage Corporation Work Values

Daily Duties at Aegis Mortgage Corporation:

Underwrote Prime, Alt-A, Sub-Prime and Government products; reviewed all residential mortgage loan application files and accompanied documentations to assure that the loans met with agency, portfolio and investor underwriting guidelines. Reviewed loan exceptions, loan scenarios and serves as a final approver for approved/declined/counter offered loans for all loans underwritten exceeding Underwriter’s signing Authority. Signing authority of up to $4.0 Million. Identifies areas of deficiencies and provides feedback to lower level underwriters; Re-evaluate and underwrite complex, high risk & high profile loan applications. Re-evaluation and analysis of possible loans for the Secondary Market sale to ensure loans meet the Secondary Market requirements. Making sure that all brokers and account executives guideline questions and loan structures and other customer service relation issues is met. Supported the development and implementation of policies and procedures as well as reviewed and approved forms and all related operational procedures to ensure compliance. Researched and interpreted controlling documents as issues arise with loan fundings, collateral, reporting and remitting to investors. Responsible for all audits ensuring all lines of business are in compliance with corporate, investor and all government agency guidelines. Provides recommendations that will improve external controls and add value and create greater efficiencies with respect to operations and financial reporting; Was responsible for team of 35 employees. Managing Sr. & Jr. Underwriters and Processors. Duties include Monthly Scorecards, Quarterly/Mid-Year & Yearly reviews. Ensured daily prioritization of work and training for the operations and production staff.

What they like about Aegis Mortgage Corporation:

Working for a company with an emphasis on social values and helping society is a clear and important priority for you - a critical factor in who you choose to work for. In contrast to other factors, you place an organization's reputation for fairness and concern for the community above most other aspects of the company. As you search for a new job opportunity, it is usually possible to find out if the company is involved in the community and/or if it is addressing problems and issues in society. Pay special attention to non-profit organizations and those specifically involved in social action. Moreover, speaking with current and former employees should enlighten you to perceptions of the fairness of the company's leaders and the treatment of employees.

Tags

Mortgage Underwriting, Internal Audit, Credit Analyst, Senior Underwriter, Prime Loan, Alt A Loans, Bankruptcy Loans, Loss Mitigation, Foreclosure, Making Home Affordable, FNMA, FHLMC, HARP, DURP, Attorney Audit, Loan Servicing, Operations Manager, Mortgage Underwriting Supervisor, Correspondent Lending

Skills

Underwriting and Audit of Prime, Alt A, Sub-Prime and Government Loans, Managed audits, resolves issues and completion of final reports, Budget, Profit and Loss Statement Analysis, Self-Employed Income Analysis, MHA, DURP & HARP , FNMA & FHLMC, Attorney Audits and Internal Audits, MS Office - Word, Excel, Outlook, PowerPoint, Adobe Acrobat, Lotus Notes, Netox, Calyx Point, DataTrac, Pulse, Loan Smith, DRI, MSP, LenderLive, VendorScape, Agent Desktop & WAM, DU, LP, HSSN, CLOUT, CLUES, Magic, FraudGuard, LexisNexis

These are some of the questions we asked our climbers about their experiences with Aegis Mortgage Corporation: