Kinecta Federal Credit Union Work Values

Daily Duties at Kinecta Federal Credit Union:

Decision and Condition highly complex loans underwrite 4 new loans daily & keeping up to date on all programs & products. Responsible for maintaining member satisfaction internally and externally. The below is a list of functions I was performing on a daily basis for this company: 1) Responsible for reviewing and making decisions on loan applications submitted by both retail and wholesale and correspondent channels was one of three underwriters chosen to underwrite Jumbo products due to attention to detail and quality reviews. 2) Assisted the Jr. Underwriter and answered any questions regarding conditions when he needed assistance or guidance. 4) Communicated with brokers if a call was escalated immediately along with the closing department to assist with a clear efficient turnaround. 5) Always up to date on current changes with Fannie Mae and Freddie Mac along with internal changes to programs and guidelines along with knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to mortgage lending 9) Clearly explained verbally and in writing any and all conditions required to complete loan transaction to processors internally and externally. 10) Cleared conditions reviewing all documentation from the applicants relating to: credit, income, assets or property. 11) Assisted the appraisal department on a regular basis due to volume in this department; I learned their responsibilities and was able to assist them working weekends when needed. 12) Assisted the closing department at time of funding reviewing final HUD I; updating the system and re-running AUS so all figures matched at closing. I also would verify any funds used for closing were supported, documented, and that the adequate reserve requirement was still met at closing.

What they like about Kinecta Federal Credit Union:

A hiring company that offers alternative approaches to pay, performance bonuses, and/or equity in the firm is very attractive to you. You're generally less interested in working for an organization offering only traditional, salary-based compensation, one with limited opportunity to acquire equity in the firm, or one that does not actively promote skill development. In addition, you are more likely to choose a company that offers a variety of internal career options, with defined career paths. You view the learning of new skills and development of your expertise as key to your career advancement. These aspects of an organization may become even more important to you as you progress in your field, and are especially critical if you change career or occupation.

Tags

Underwriter, credit analyst, ASSET MANAGER

Skills

Audits, QA / Testing , Risk Management, Financial Statements , Credit / Lending , QC / QA , Reporting Financial Analysis , Consulting, Underwriting, Team Leadership / Motivation , Process Improvement, Training / Development , Client Relations , Needs Assessment , Customer Service , Communication

These are some of the questions we asked our climbers about their experiences with Kinecta Federal Credit Union: