Interthinx Work Values

Daily Duties at Interthinx:

Responsible for re-underwriting files submitted to the Investigation Unit. The main function of the investigating underwriter is to insure accurate and timely re-underwriting, loan evaluations and data entry, while reviewing for possible misrepresentation, omissions, inaccuracies, and fraud flags. The front line underwriter reviews loan package to make sure it conforms to all the guidelines required for that loan product. They also review the appraisal and title report and may do additional validation of employment, and credit. All findings are formally documented in writing and presented to the client. All work is extremely confidential, and underwriters must adhere to all federal regulations regarding the protection of Personally Identifiable Information (PII). All loans will be re-underwritten using FNMA Guidelines and contract variances.

What they like about Interthinx:

Working in an organization that is technologically advanced, creative, and innovative is critical in your assessment of hiring companies. Less important to you are stability of the organization, the length of time an organization has been in business, and the business' plans for the future. You prefer a fast-moving company that will take risks to achieve its goals and objectives. The length of time the company has been in business is irrelevant. Maintaining status quo is unnecessary. You thrive on change, uncertainty and the upside of potential business risks, especially those associated with innovation. Stability for the long haul is not nearly as important as is working in an atmosphere that is charged with a sense of urgency and constant change.

Tags

jumbo loan, PMI, clouded title, quality control, compliance, corporate tax returns, manual underwrite, Costumer Service, Fannie Mae, Appraisal review, Problem Solving, Multi-tasking, Excellent follow throught, Correspondent lending, Wholesale lending, Pre-qualification, Fraud Flags

Skills

manual underwriting, appraisal review, quality control underwriting, fraud detection, trained and development of sales and credit staff, managed wholesale production, re-structure loans for subsequent approvals , evaluation for possible misrepresentation , customer service , Conforming & Nonconforming Loans, FRMs, ARMs, GPMs, Jumbo Loans

These are some of the questions we asked our climbers about their experiences with Interthinx: