Key Bank, N.A. Work Values

Daily Duties at Key Bank, N.A.:

Handle a $20MM to $50MM portfolio of troubled credits. ($500K to $20MM) Make credit recommendations on a case by case basis. Used Hogan and Loan Bank software to monitor daily activities of high risk small and middle market companies. Decision whether or not to honor checks when funds were insufficient. Interface with legal (inside counsel) about progress and strategies on specific matters. Mentor junior credit officers, and line lending officers. Shadow line lending officers as needed. Attend credit committee meetings as required. Maintain a rolling projection of estimated non-accrual and potential charge-offs within my assigned portfolio. Interface with appraisers, accountants, OCC regulators as required. Upon review of financial information, decide whether or not to retain or exit the relationship. Restructure loan documents as needed. Flag and correct via Forbearance Agreements any bank documentation errors. Maintain direct contact with the borrower. Make site visits the borrower (typically a manufacturer). Negotiate for additional collateral or motivate borrower to exit the bank. Make court appearances on behalf of the bank as required.

What they like about Key Bank, N.A.:

You highly value a work environment built on a formal structure, rules, and regulations. You do not enjoy the unpredictability of shifting priorities and deadlines that upset your routine. You require and enjoy direction, input and accountability as part of your work environment. You have a strong need to participate in making key decisions and feel left out if your superiors or co-workers do not seek your input when making decisions. You thrive on providing good customer service to both internal or external customers, and doing so makes you feel good.

Tags

Workout, Asset Management, Special Credits, Distressed Assets, Cross Border M&A, Classified Assets, Criticized Assets, Collections, Bad Debt, Mitsubishi Trust

Skills

P&L responsibilities, Presentation, Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts., Technology Solutions, Sales Support, Software Implementation, Requirements Analysis & Specification, Leadership , distressed debt workout and negotiations

These are some of the questions we asked our climbers about their experiences with Key Bank, N.A.: